A reader asks, "How much should I invest to achieve Rs. 1 Crore in five years?". Assuming you are sure that Rs. 1 Crores is ...

A reader asked an interesting question: "Kindly guide on a rebalance doubt. When you redeem from a mutual fund, the units ...

Some investment decisions are prudent with reasonable risk, while others are reckless with unreasonable risk. Some risks have ...

In this article, we discuss if the oft-used safe withdrawal rate is practically helpful in retirement planning. What is a safe withdrawal rate?  The safe ...

A common response to the investment journeys shared by our readers is, Is financial independence impossible on a low salary?

With each passing day, Indians consume more than previous generations. Their aspirations, dreams, and wants are often higher ...

Even in 2026, one of the most popular investment options for millions of Indians remains the traditional bank fixed deposit ...

A reader says, “I am confused about the tax status of multi-asset funds. Some say they are taxed as per slab, some say like a debt fund, and some say an equity fund! Who is right? Can you please ...

Let us be honest about something. You can build the most careful spreadsheet, run every projection, and still fall short in your retirement corpus. Life ...

"Where should I park money for 1–2 years if not in a Fixed Deposit?" The post-tax return on FDs simply isn't attractive enough for many investors — ...

A reader asks, “How much should I invest to achieve Rs. 1 Crore in five years?”. Assuming you are sure that Rs. 1 Crores is the right amount of money, factoring in inflation for your goal, the answer ...

This article compares my stock portfolio with an equivalent investment in a Nifty index fund and the Nifty 100 Low Volatility 30 TR index. We post this comparison each month. Before we begin, new ...