Many billionaires who definitely don't need income still have dividend stocks in their portfolios. Which dividend stocks

And there's perhaps no safer long-term strategy than to seek out the best dividend stocks. The stock market always trends up in the long run, so in a sense there's no need to sweat any short-term struggles.

Whether you prefer growth stocks, value stocks, dividend stocks, or a mixture of investments in your portfolio, price should only be one factor you consider when determining which businesses to add. Dividends can be a great way to increase your returns with time while giving you extra capital to reinvest or keep in your portfolio.

At the current share price, Novartis has a competitive dividend yield of 3.65% -- the S&P 500 's average yield is only 1.32%. The drugmaker is committed to rewarding its shareholders in this way, and that's not likely to change anytime soon. Novartis is a great dividend stock to buy and hold for good.

Navigating today's market as a dividend investor is challenging. Check out my strategy of picking the right income stocks at the proper time.

These three magnificent S&P 500 (SNPINDEX: \^GSPC) stocks are down right now for reasons that aren't likely to last. In fact, they're all already rising from their recently made cy