Cost of living is voters’ top issue in the 2026 election.

Rates can be on the higher end if you have bad credit, but look for loan features that help you qualify and build credit. Compare the best loans for bad credit, and pre-qualify to get offers in ...

The best home improvement loan funds quickly and gives you the right amount to cover your project costs. Compare our picks for the top lenders, then pre-qualify for personalized rates. Over the past ...

The lowest advertised personal loan rates currently hover around 6%, though actual rates received are typically higher. Borrowers with good credit who pre-qualified with NerdWallet over the last 30 ...

Achieve's HELOC has flexible terms and an unusual fixed rate, but the draw period is shorter than other lenders'. Online lender Figure is one of the top HELOC lenders in the nation by loan volume. The ...

A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons. NerdWallet’s rates are expressed as an annual ...

First Federal Bank stands out for its competitive APRs and its emphasis on government loans. Most likely to appeal to borrowers shopping for low rates and fees. Strong experience in FHA and VA lending ...

The best debt consolidation loans for bad credit help you pay off multiple debts at once while saving money on interest. Upgrade is our highest-rated lender for borrowers with imperfect credit, thanks ...

Farmers Bank of Kansas City offers a strong variety of loan types, competitive APRs, and a convenient online application experience. Their web tool for customizing sample rates makes comparison ...

In the couch economy era, more and more domestic spending is happening online — 58% in 2026 in the U.S., compared to 48% in 2019, based on Visa transactions. About a quarter of active U.S. Visa cards ...

Spencer Tierney is a consumer banking writer at NerdWallet. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. His work has been ...

Earn unlimited 2% cash back with no annual fee, plus up to 2.5% with U.S. Bank business checking. See how the Business Essentials card stacks up in our review.