Mandating by law the disclosure of insurance policy limits upon request offers many advantages including promoting early settlement, transparency, fairness and reduction in case costs. What Are Policy ...

Q: My wife was badly hurt in a car accident. Surgery is needed. The other driver has good insurance coverage. The lawyer tells us “a policy limits demand” is sensible. Can you explain the reasoning?

Liability insurance policies generally provide both indemnification against loss and defense against claims and suits. The cost of defense is generally paid in addition to the policy limits for ...