Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

Your FICO score has long determined whether you could get a mortgage, car loan or credit card. That could change soon.

Your financial security in the credit-driven society of present times depends highly on your credit score. The three-digit ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

(1) Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring agencies are beginning to factor BNPL payment history into their models.

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

In 2025, the average credit score for Gen Z borrowers fell to 676, well below the national average of 715, according to a FICO report.

New York — Gen Z has seen its credit scores drop more than any other generation over the past year, largely because of student loan debt, according to a new report out this week. The total national ...

While credit scores remain the primary factor in loan approval decisions, lenders are increasingly evaluating additional elements that many borrowers often overlook. These hidden considerations can ...

Clicking the "pay later" option at checkout could start impacting your credit score in the coming weeks. In February, the credit scoring agency FICO announced it would begin factoring Buy Now, Pay ...