To give lenders a more complete financial profile of would-be borrowers, Plaid has introduced a new credit scoring platform ...

Generative artificial intelligence is reshaping the financial sector, emerging as a sophisticated tool in reshaping how ...

Collateral Analytics has launched the CA Credit Risk Model. This new patent pending product is designed to offer quantitative measures of the risk and cost of potential borrower default embedded in a ...

If executed with integrity, AI can serve as the new credit bureau—one that measures people not by the debts of their past but ...

A growing number of credit unions are tapping Upstart Holdings UPST to modernize their lending operations. In recent weeks, ...

Artificial intelligence (AI) and machine learning (ML) are now embedded in the core of banking — powering decisions in credit, fraud, ...

Auto loan fraud and credit washing scams are rising, with fraudsters boosting scores to access loans, even among low-risk ...

In the past few years, there have been several developments in the field of modeling the credit risk in banks’ commercial loan portfolios. Credit risk is essentially the possibility that a bank’s loan ...