Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

An excellent credit score can make it easier to make big purchases, and a new study shows exactly what people with high ...

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for loans. Here’s how to ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Credit scores have dropped in all 50 states over the past year, as credit card balances swell and more people struggle to make payments, according to new data from WalletHub. Here’s where credit ...

Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith ...