Many homeowners opt to cover their AC units during the winter to shield them from debris and protect them from ice and snow, but it can be hard to tell whether doing so causes more harm than good.

Homeowners insurance only covers damage to an air-conditioning unit as a result of a covered peril (hazard) listed in your policy. Depending on the type of unit, AC is either part of your home's ...

Home insurance typically helps cover damage to your AC unit due to scenarios such as storms or theft. Many, or all, of the products featured on this page are from our advertising partners who ...