Proposed Treasury regulations relating to catch-up contributions were issued in January of 2025 that include guidance for the mandatory Roth catch-up requirement, which was first provided under ...

This voice experience is generated by AI. Learn more. This voice experience is generated by AI. Learn more. The IRS will announce official 2027 retirement plan contribution limits in late October or ...

Beginning in 2026 401(k) participants who are age 50 or older and high earners will face new rules regarding how and if catch-up contributions can be made to their employer’s 401(k) plan. Starting in ...

The SECURE 2.0 Act introduced a new provision known as the “super catch-up” for individuals aged 60 to 63. It allows them to contribute more to their 401(k) accounts, and started in 2025. Specifically ...

Catch-up contributions are an opportunity for those ages 50 and older to save additional money for their retirement on a tax-advantaged basis. The increase is designed for the saver who may have ...

On Sept. 15, 2025, the Department of Treasury and the Internal Revenue Service released final regulations implementing the SECURE 2.0 Act’s catch-up contribution provisions, generally effective for ...

A new rule is going into effect next year that will affect high earners who make “catch-up contributions” in their 401(k)s or other tax-deferred workplace retirement plans. The rule, which was created ...

2026 brings changes to your 401(k) catch up contributions that you need to know about. Ignoring them could bring IRS hassles or a surprise tax bill. If you are participating in your 401(k) at work, ...

Workers ages 60 to 63 can contribute $35,750 to a 401(k) in 2026, but the enhanced $11,250 catch-up disappears in the year they turn 64. Maxing all four eligible years produces roughly $143,000 in ...

Many Americans face a retirement savings shortfall, but setting aside more could get easier for some older workers in 2025. Enacted in 2022, the Secure Act 2.0 ushered in several retirement system ...

Despite 98% of 401(k) plans offering catch-up contributions, only 16% of eligible workers over 50 actually use them, with the average extra contribution near zero. Median full-time workers earn ...